Modern comfort meets coastal luxury in this beautifully updated home, located in the prestigious gate-guarded community of Monarch Beach. This 3-bedroom, 3-bathroom property offers a light-filled, functional layout with a thoughtfully designed kitchen featuring Bosch appliances, custom cabinetry, and upgraded finishes throughout. The kitchen opens to a spacious family room and dining area--ideal for relaxed living and entertaining. The main level includes two bedrooms, including the primary suite with a walk-in closet, a luxurious ensuite bath with rain shower and soaking tub, and sliding doors that open to a professionally landscaped backyard. A secondary main-level bedroom features its own full bath and access to the side yard. Upstairs, the third bedroom loft includes a large closet, full bath, and flexible living space--perfect for guests or a home office. Additional highlights include: Central A/C, Dedicated laundry room, Attached 2-car garage, High-speed internet-ready, Smart TVs throughout, Gas fireplace in living room, Private backyard with patio, mature landscaping, grill, and gas fire table. Enjoy resort-style amenities and a prime location just minutes from Salt Creek Beach, the Ritz-Carlton, Waldorf Astoria, Monarch Links Golf Course, and world-class dining and shopping. Seasonal trolley access nearby offers easy transportation to Dana Point and Laguna Beach.